Refinance · Cash-Out
Turn Your Home Equity Into Cash
A cash-out refinance lets you access the equity you've built — for home improvements, debt consolidation, or any major expense.
Overview
What is a Cash-Out Refinance?
Replace your current mortgage with a new higher balance loan and receive the difference in cash. Most homeowners can access up to 80% of their homes appraised value.
Benefits
Why Homeowners Choose a Cash-Out Refinance
Access cash at interest rates often lower than personal loans or credit cards
Single monthly payment replaces your existing mortgage
Interest may be tax deductible (consult a tax advisor)
Use funds for home improvements, debt consolidation, college tuition, or any major expense
Is this right for you?
A cash-out refinance may be a good fit if…
You have meaningful equity built up, need funds for a specific purpose, and want to leverage your home's value without selling.
Get Started
See How Much Cash You Could Access
Tell us a little about yourself and a loan officer will reach out — usually the same day.
Cash-Out Calculator
Estimate how much cash you could access. We assume you can borrow up to 80% of your home's value.