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Rick Lacoss


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Preparing for a New Loan Application At Ross Mortgage, we promise to close your loan on time… every time...guaranteed*


The Following Documentation Would Be Helpful Upon Your First Meeting In An Effort To Expedite The Decision On Your Loan:    


* Most recent paystub    

* Most recent 2 years of W2s    

* Most recent Federal Tax Returns   

* Most recent 2 months of bank statements    

* Copy of your photo ID


If you are already under contract, please also bring:  


* Copy of your signed offer    

* Contact information for your real estate agent.


If you have any questions about the loan process, interest rates, or need a pre-qualification letter please don’t hesitate to contact me.

Rick Lacoss

Senior Loan Officer

NMLS #48423

(978) 852-6651

My name is Rick Lacoss, I have more than 20 years in the industry.  I bring the knowledge and expertise to guide you through the mortgage loan process.  You will be able to count on me to put forth that extra effort while maintaining great communication.


I truly enjoy assisting clients with one of the biggest decisions they may make in their lifetime.