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Our Guarantee


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A program, started in the fall of 2012, exclusively created by the team at Ross Mortgage Company to make your life easier and get your loan closed! If you’re like most people when you apply for a mortgage, you want the certainty and peace of mind that your loan is going to close on time.


No excuses, no worries.


That’s why we created our own custom closing process only available at Ross Mortgage.


We are so confident we’ll close your loan on time, we’ll pay you $500 if your loan doesn’t close on the date we mutually select.


All you have to do is deliver us the simple information we need to get your loan approved and we’ll take it from there. You can start packing for your move, pay off those college bills or place the order for that new kitchen you have always wanted.


No matter how you are going to use the money from your loan at Ross Mortgage, you can rest assured that it will be a hassle free process.



* Subject to loan approval. Our “Close On Time” Guarantee is not a guarantee that your loan will be approved.


** Subject to the borrower completing and delivering all documentation requested by Ross Mortgage by the dates stipulated by Ross and Ross approval of use of proceeds.


*** This guarantee does not apply in circumstances where Ross is ready to close and either the Borrower or Seller is not prepared, ready and able to close on the date stipulated by Ross or stipulated in the Purchase and Sale Agreement and previously approved by Ross or should legal or title issues prevent and/or delay the closing.


**** This guarantee does not apply to Reverse Mortgages or Rehab Loans of any type or nature.