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Andrew Deffer


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Preparing for a New Loan Application At Ross Mortgage, we promise to close your loan on time… every time...guaranteed*


The Following Documentation Would Be Helpful Upon Your First Meeting In An Effort To Expedite The Decision On Your Loan:    


* Most recent paystub    

* Most recent 2 years of W2s    

* Most recent Federal Tax Returns    

* Most recent 2 months of bank       statements    

* Copy of your photo ID


If you are already under contract, please also bring:  


* Copy of your signed offer    

* Contact information for your real estate agent.


If you have any questions about the loan process, interest rates, or need a pre-qualification letter please don’t hesitate to contact me.

Andrew Deffer

Loan Officer

NMLS #197013

Phone: 508-423-6745

Fax: 978-767-9696

150A Andover Street, Suite 11A

Danvers, MA 01923

I was born and raised in Beverly, MA and know the Northshore area very well. I have been in the mortgage industry for over 10 years. Focusing on educating my clients, over communicating to all parties involved, and holding my client's hand through the entire mortgage process. I pride myself on being available at all times nights, weekends, and holidays. If a client or agent needs an emergency pre-approval I'm there. If a client has a question on anything I am more than happy to explain it in terms that make sense. 


I have a BS in Computer Science with a minor in mathematics which helps me in various ways. Knowing my numbers and technology has helped immensely in the mortgage industry, allowing me stay in contact with my clients and referral partners at all times.