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Ralph Berthiaume


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Preparing for a New Loan Application At Ross Mortgage, we promise to close your loan on time… every time...guaranteed*


The Following Documentation Would Be Helpful Upon Your First Meeting In An Effort To Expedite The Decision On Your Loan:    


* Most recent paystub    

* Most recent 2 years of W2s    

* Most recent Federal Tax Returns   

* Most recent 2 months of bank statements    

* Copy of your photo ID


If you are already under contract, please also bring:  


* Copy of your signed offer    

* Contact information for your real estate agent.


If you have any questions about the loan process, interest rates, or need a pre-qualification letter please don’t hesitate to contact me.

Ralph Berthiaume

Senior Loan Officer

NMLS #49667

(508)395-4195

Ralph brings a background of financial services and strong appreciation for his client’s needs to the mortgage industry. His 14 plus years of mortgage financing is a testament to his success in this ever changing industry. He prides himself on walking his clients through the process of home buying from approval to closing. Whether you are a first time homebuyer, looking to step up with a larger home or even an investor, you will experience his attention to detail, constant communication and appreciation of you as his client. Ralph resides in his Worcester county home with his wife Pat and loves time spent with his family and New England