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Phil Caponigro


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Preparing for a New Loan Application At Ross Mortgage, we promise to close your loan on time… every time...guaranteed*


The Following Documentation Would Be Helpful Upon Your First Meeting In An Effort To Expedite The Decision On Your Loan:    


* Most recent paystub    

* Most recent 2 years of W2s    

* Most recent Federal Tax Returns   

* Most recent 2 months of bank statements    

* Copy of your photo ID


If you are already under contract, please also bring:  


* Copy of your signed offer    

* Contact information for your real estate agent.


If you have any questions about the loan process, interest rates, or need a pre-qualification letter please don’t hesitate to contact me.

Phil Caponigro

Senior Loan Officer

NMLS #41667

(978) 767-1928

Phil Has over 10 years of experience as a Loan Officer, previously was a proprietor in the sports and health industries. He prides himself on the fact that he treats his clients like family and in the same manner he would want to be treated if seeking a mortgage. Phil actively makes himself available every day of the week for his customers. He enjoys residing in the Cape Ann area, as well as spending time with his family and friends.